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Business (Commercial) Loans and Leasing

d23b2090-b3ad-48a4-ba23-e70211920385.jpgWe offer commercial finance and loan solutions for Businesses including Companies, Trusts, Sole Traders and Partnerships. Business (Commercial) Loans are available for new and used business equipment, whether buying from a dealer or privately. We can also deliver Business Loans for Working Capital and New Businesses. Contact us today to discuss your needs.

Business Loans, Finance and Leasing

  • Fast turnaround times.
  • No Deposit Finance (Tap).
  • Leverage of over 800 millions dollars per annum.
  • Professional, informative service.
  • Full range of business finance options are available.
  • Access to over 30 bank and non-bank lenders.
  • Low rates and flexible terms.

We specialise in asset based financed where only the goods you are buying are used as security, no liens or charges against property or your business are required. Loan to Value Ratios may be up 100% of the value of the goods you are financing plus any dealer and insurance costs.

9d0e0440-10e8-4527-8286-42a0fc5ff721.jpgWe guarantee to save you money, and make financing your next purchase a fast, easy and affordable process. We offer to beat any written finance quote you have received in the last 5 working days from any bank, dealer or broker. We can secure finance for new and used goods, dealer and private sale Australia wide. Read on to find out more about the Business loan options available to you.

Business Loan Options

Commercial Hire Purchase is where the finance provider agrees to purchase the goods on behalf of the Business or individual. The Business then hires the goods from the finance provider over an agreed period of time for a fixed monthly repayment ...

Commercial Hire Purchase

Chattel Mortgage provides the business or operator with ownership of the goods financed immediately. A Chattel Mortgage occurs where a finance lender provides a loan or finance facility for the purchase of a goods that are for business use ...

Chattel Mortgage

Finance Lease is a commercial loan, so the goods financed will be for commercial use. The finance provider will purchase the goods on your behalf and you will then rent or lease it back to you ...

Finance lease

Sale/Hire Back can take the form of a chattel mortgage, commercial hire purchase, or lease and is always established after you have bought the goods you want to finance ....

Sale Hire back

Novated Lease is where the finance provider agrees to purchase the goods on behalf of the Business or individual. The Business then hires the goods from the finance provider over an agreed period of time for a fixed monthly repayment ....

Novated Lease

Operating Lease is generally used for funding technology such as computer hardware and software, telephony, printing and photocopying equipment ...

Operating Lease

Fully Maintained (Novated) Lease You can have all of your work vehicle expenses bundled in to one affordable and easy to manage monthly payment including fuel, maintenance ...

Fully Maintained (Novated) Lease

Which Commercial Financing option is right for you?

Deciding on the right Finance Option for your business or situation can sometimes be confusing Commercial Hire Purchase, Chattel Mortgage and Finance Lease are just a some of the Commercial financing options. Equipfin can assist with your decision making and ensure that securing finance for your business needs, is a manageable and simple process!

Why use Equipfin?

Equipfin is part of the Platinum Direct Finance group of companies who will finance over 800 million dollars worth of Vehicles, TrucksBoats, Equipment and Machinery this year! Due to this volume and buying power, we can give our clients access to the best personal loan rates and financing products across Australia.

Need More Information

Call Us Now on 1300 959 144 or simply email us at info@equipfin.com.au we will give you an immediate approval indication and have your loan underway in no time at all!

 
EquipFin Finance